Property Costs     Income Annual Monthly Fortnightly Weekly  
Property/ land Value   Pre gearing Income  
Annual property growth rate   Tax on income  
Settlement Costs   Net income  
Existing Mortgage              
Interest rate P/A   Property Information          
Construction cost   Construction involved
       
Cost of original build   Build after 1985
       
Stamp Duty   Borrow construction cost
       
Annual capital growth   Property Purchase?
       
Total borrowings   State
       
Annual interest              
Total Property cost              
                 
                 
                 
Rent Management Fee     Net Property income Annual Monthly Fortnightly Weekly  
Weekly Rent   Income  
Management fee              
                 
Yearly Costs                
Insurance              
Rates and taxes   Total Property Expenses Annual Monthly Fortnightly Weekly  
Maintenance   Total cost with depreciation  
Total annual out of pocket cost   Total out of pocket cost  
Depreciation   Out of pocket expense net of rent  
Special building write off   Post depreciation loss per year  
Total annual cost              
Negatively geared?              
                 
                 
Gearing Results     Post Gearing Tax Saving Annual Monthly Fortnightly Weekly  
Post depreciation loss per year   a minus value - equals a profit  
New ann income post gearing              
Post gearing tax              
Post gearing net income   Real Property Cost Post Gearing Annual Monthly Fortnightly Weekly  
Annual cost % of property value   a minus value - equals a profit  
                 
Future Property Value     Future Cost as a % of Value          
Property value end of year 1   % of cost vs value end of year 1        
Property value end of year 2   % of cost vs value end of year 2        
Property value end of year 3   % of cost vs value end of year 3        
Property value end of year 4   % of cost vs value end of year 4        
Property value end of year 5   % of cost vs value end of year 5        
Property value end of year 6   % of cost vs value end of year 6        
Property value end of year 7   % of cost vs value end of year 7        
Property value end of year 8   % of cost vs value end of year 8        
Property value end of year 9   % of cost vs value end of year 9        
Property value end of year 10   % of cost vs value end of year 10        
       
Current gross annual income    
Tax on current income    
Net annual income    
Include medicare levy  
 
Medicare levy    
       
Income Totals Gross Net  
Monthly Income  
Fortnightly Income  
Weekly Income  
Loan Details      
Interest Rate    
Loan Amount    
Repayment period
   
Loan Term (years)    
       
Repayment      
Repayment (P&I)    
Interest only value    
       
Interest Only Cost      
31 Day month interest charge    
30 day month interest charge    
28 Day month interest charge    
     
     
Current/ Proposed Loan    
Interest Rate  
Loan Amount  
Repayment period
 
Loan Term (years)  
Actual Repayment    
Repayment (P&I)  
     
Monthly Expenses    
Monthly Mortgage Repayment  
Food  
Utilities  
Fuel  
MV Expenses  
Credit Cards  
Private health  
Savings  
Clothing/Homewares  
Entertainment  
Total Monthly Expenses  
     
Annual Costs    
Insurances  
Rates  
Strata Fees  
Maintainance Allow.  
Total Annual Costs  
     
Cost Totals    
Total Annual Cost  
Monthly Cost  
Weekly Cost  
     
Income    
Gross income A  
Gross income B  
Net Annual  
monthly  
weekly  
     
Surplus/ - Deficit    
Annual  
Monthly  
Weekly